Wallet · Funding

Move money into and out of any bank.

To make any type of transaction, you need money added to your iPay wallet. Link your personal bank account or a debit/credit card, top up in a few taps, and withdraw to any linked bank when you need to — no paper bills, no cash handling.

Visa / Mastercard
2.5%
Visa / Mastercard
American Express
3.5%
American Express
Add via card
Instant
Add via card
Bank transfers
3–5 days
Bank transfers
What's on offer

Add or withdraw money — from any bank or card.

Two complementary flows, one wallet. Top up when you need to spend, settle back to your bank when you need to clear funds out.

Add Money

To make any type of transaction, you need money added to your iPay wallet. ‘iPay Add Money’ feature allows you to add money to your iPay wallet from your personal bank account. Link your personal bank account and add the money. It is as simple! What more! Link multiple bank accounts (up to 5 bank accounts & debit/credit cards).

If you want instant money added to your iPay wallet, you can add your Debit or Credit card with charges listed below.

Withdraw Money

‘iPay Withdraw Money’ feature allows you to transfer money from your iPay Account to your linked bank account. You can withdraw money from your iPay wallet into your bank account digitally with no hassle of paper bills or cash such as collecting money from distributors, in-store or online payments from customers or receiving money from sources.

With this service, iPay provides a cashless solution to avoid cash handling risks.

Card fees

Instant funding via card, at a flat rate.

Add a debit or credit card to top up instantly. Fees apply per network and are deducted at the time of transaction.

Visa / Mastercard
2.5%
American Express
3.5%
How it works

Three flows, all the same quiet rhythm.

Step-by-step from your phone — add from a linked bank, add instantly via card, or withdraw back to any linked bank.

Flow 01

Add Money From Bank

6 steps

* You will receive the amount within 3-5 business days.

  1. 01

    Tap 'Add Money'

  2. 02

    Tap on 'Bank'

  3. 03

    Tap on bank account

  4. 04

    Add amount & Contuinue

  5. 05

    Enter iPay PIN

  6. 06

    Money has been added

Flow 02

Add Money From Card

7 steps

Funded instantly to your iPay wallet — fees apply per card network.

  1. 01

    Tap on 'Add Money'

  2. 02

    Select 'Debit/Credit Card'

  3. 03

    Select 'Debit/Credit Card'

  4. 04

    Enter Amount

  5. 05

    Tap on 'I Agree to Proceed'

  6. 06

    Fill in basic card details and tap on 'Ok'

  7. 07

    Desired amount of money added instantly to your iPay account!

Flow 03

Withdraw Money To Any Bank

5 steps

* You will receive the amount within 3-5 business days.

  1. 01

    Tap 'Withdraw Money'

  2. 02

    Tap on linked bank account

  3. 03

    Enter desired amount

  4. 04

    Enter your iPay PIN

  5. 05

    Withdraw Request Sent!

Get the app

Download the iPay App.

Make life simple with iPay by joining the cashless society, make & track payments, send or request money whenever, wherever.

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