Fees & pricing

Pricing that’s honest, not loud.

One page, every fee. Personal members move money between wallets, banks and bills for free. Businesses pay a flat 1.5% on collections — and nothing else for everyday operations.

Personal feesBusiness fees

No hidden charges

Every fee that applies to your wallet is on this page. No surprise deductions, no fine print.

Free where it should be

Sign-up, sending, receiving, top-ups and bill payments are zero-fee for personal members.

Regulated pricing

Fees are filed with Bangladesh Bank under our PSP licence and updated through public notice.

Personal member

For individuals.

Open a personal wallet and move money the way you actually live — splitting a meal, paying DESCO before midnight, topping up a SIM, settling a credit card bill.

  • Sign up process
    Free
  • Utility bill payment (DESCO & DPDC)
    Free
  • Credit card bill payment
    Except LankaBangla
    BDT 30 per transaction
  • Add money from debit / credit card
    2.5% Visa & MasterCard · 3.5% AMEX
  • Add money from bank
    Free
  • Withdraw money to bank
    Free
  • Send money (wallet to wallet)
    Free
  • Receive money (wallet to wallet)
    Free
  • In-store payment
    Free
  • Mobile top-up
    Free
  • QR code payment
    Free
  • Transaction history
    Free
Business member

For merchants.

Run an iPay merchant account and collect at the counter, online, or over QR. Payouts and disbursements stay free — you only pay on collected funds.

  • Sign up process
    Free
  • Received payments
    Excluding VAT & tax · Effective 19 May 2019
    1.5%
  • Utility bill payment (DESCO & DPDC)
    Free
  • Credit card bill payment
    Except LankaBangla · Effective 26 May 2019
    BDT 30 per transaction
  • Add money from debit / credit card
    2.5% Visa & MasterCard · 3.5% AMEX
  • Add money from bank
    Free
  • Withdraw money to bank
    Free
  • Send money (wallet to wallet)
    Free
  • In-store payment
    Free
  • Mobile top-up
    Free
  • QR code payment
    Free
  • QR code payment from credit card
    2.5% Visa & MasterCard · 3.5% AMEX

A few things to know.

  • Card add-money fees are charged by the card networks; iPay does not retain any portion.
  • Merchant received-payment fees of 1.5% have applied since 19 May 2019 and exclude government VAT and tax.
  • The BDT 30 credit-card bill-payment fee has applied since 26 May 2019 and does not apply to LankaBangla cards.
  • Any change to fees is notified to members in-app and on iPay.com.bd before it takes effect, in line with our PSP licence.
Ready when you are

No fees on the things that matter most.

Sign up in minutes, link a bank, and start moving money — at the price you just read.

Open a personal accountOpen a business account